NELFund Student Loan Eligibility Checker

NELFUND eligibility tool

The Nigerian Education Loan Fund (NELFund) was created by the Federal Government to help students access affordable education loan.

This program offers financial support to eligible Nigerian students studying in accredited universities, Polytechnics and colleges of education.

Our NELFund Eligibility Checker tool helps you determine if you meet the main criteria before applying. It will save you time and effort.

Key Eligibility Criteria for NELFund 2025

A Nigerian student who wishes to apply for the NELFUND Loan must meet these criteria.

  1. Nigerian Citizenship: You must be a Nigerian citizen with a valid identification.
  2. Enrollment: You must be enrolled in an approved public higher institution (university, Polytechnic, or college of education.
  3. Income Requirement: Your family income should not exceed ₦500,000 monthly. This is to ensure that the Nigerian poor students have access to higher education.
  4. No Loan Default: You must not have a previous Defaulted on any student or government loan.

If you meet these conditions, you stand a strong chance of being approved.

How to Use the NELFund Eligibility Checker

Our NELFUND Eligibility Checker tool is simple and easy to use. Answer few quick questions about your citizenship, school and income.

  • Click “Check Eligibility.”
  • Instantly see if you meet the basic loan requirements.
  • If eligible, follow the “How to Apply” link for the next steps
Nelfund checker eligibility tool
Nelfund Checker Eligibility Tool

This free tool is powered by ScholarJoiner to help Nigerian students make smarter academic and financial decisions.

Why You Should Apply for NELFund

  • Zero Interest During Study: Students don’t pay interest while studying.
  • Flexible Repayment: Starts only after NYSC or employment.
  • Government-Backed Security: Officially managed by the Nigerian Education Loan Fund.
  • Open to All Disciplines: Whether you study engineering, nursing, or education, you can apply.

Pro Tip

Use our CGPA Calculator Tool and other academic tools to prepare for your NELFund Loan application and scholarship searches.

Related Guides:

How to Apply for NELFund Student Loan 2025

Top U.S Scholarships for International Students in 2025

NELFund Student Loan Eligibility Checker (2025)

Answer a few quick questions to check if you qualify for the Nigerian Education Loan Fund (NELFund) student loan.













Frequently Asked Questions (FAQ)

1. What is NELFund student loan?

NELFund (Nigerian Education Loan Fund) is a government initiative that provides affordable loans to eligible Nigerian students studying in approved universities, polytechnics, or colleges of education.

2. Who is eligible for NELFund 2025?

To be eligible, you must be a Nigerian citizen, enrolled in an approved higher institution, have a household income below ₦500,000 per month, and have no defaulted student loan.

3. How do I check if I qualify for NELFund?

Use the NELFund Student Loan Eligibility Checker tool on ScholarJoiner to quickly determine if you meet the main eligibility criteria before applying.

4. What documents are required for NELFund application?

Common documents include: proof of admission, valid ID, proof of income, BVN, and passport photograph. For a full list, check our NELFund application documents guide.